Learn about reverse mortgages! Everything from common misconceptions to alternate methods of financing. Find Out More

What is a Reverse Mortgage?

With a Reverse Mortgage, you do not have to make any principal or interest payments for as long as you live in the home. Neither you, nor your heirs have any personal responsibility to repay the loan. The principal and interest will be paid when your home is sold or the reverse mortgage is refinanced, either by you or your heirs.

You are required to pay property taxes and insurance and maintain the home as your primary residence. FHA insures any monthly payments made to the homeowner and/or credit line availability. FHA also regulates important aspects of the program, including the major fees. Learn more about reverse mortgages.

Why Work with David Darling and LibertyStreet?

With any major financial decision it's important to go beyond the numbers. We offer very competitive interest rates and fees, but we set ourselves apart from the competition by offering exemplary service with the highest integrity. Most of our business is referred to us by existing customers; confirming we deserve our A+ rating with the Better Business Bureau. Learn more about David Darling and LibertyStreet.